Existing Credit Card Holders

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Should you need additional flexible finance, you can request an increase* in your credit card limit by completing a short online form. If you want to decrease your limit, please call our contact centre team on 0818 251 251 and they can assist you.

Instalment Plan

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If you have a personal credit card with Bank of Ireland, you have the option to spread the cost of your bigger purchases at a great low interest rate. You can transfer a credit card purchase of €250 or more onto a lower rate. You pay it off in either 6, 12 or 24 equal monthly instalments. Perfect for big spends or even unexpected costs that might pop up. Please note that Instalment plan feature is not available on the student credit card.

Additional Cardholders

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Add up to 3 additional cardholders and still pay government stamp duty only once.

Bank of Ireland Group plc is a public limited company incorporated in Ireland, with its registered office at 2 College Green, Dublin, D02 VR66 and registered number 593672. Bank of Ireland Group plc, whose shares are listed on the main markets of the Irish Stock Exchange plc and the London Stock Exchange plc, is the holding company of Bank of Ireland.

Bank of Ireland is regulated by the Central Bank of Ireland. In the UK, Bank of Ireland is regulated by the Central Bank of Ireland and authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.